
{"id":8814,"date":"2024-04-17T12:56:41","date_gmt":"2024-04-17T16:56:41","guid":{"rendered":"https:\/\/www.sabbagh.ca\/articles\/uncategorized\/sale-of-property-without-legal-warranty\/"},"modified":"2026-03-24T16:19:06","modified_gmt":"2026-03-24T20:19:06","slug":"sale-of-property-without-legal-warranty","status":"publish","type":"post","link":"https:\/\/www.sabbagh.ca\/en\/articles\/real-estate-law\/sale-of-property-without-legal-warranty\/","title":{"rendered":"Sale of property without legal warranty"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong><em>Selling a building without a legal warranty: Is it unwise to buy a building without following the recommendations of a building inspector?<\/em><\/strong><\/p>\n<p>Buying a property is an important step in life: whether you are buying a house to settle in and live in, or a flat or condominium to invest in, buying property requires vigilance, and the sale of a property must fall within the legal framework laid down for this purpose.<\/p>\n<h2>When you buy a building&#8230;<\/h2>\n<p>When buying a property, it is strongly recommended that you have an inspection carried out by a certified building inspector, although this is not compulsory.<\/p>\n<p>Having an objective, expert and independent report enables the buyer to make a free and informed purchase.<\/p>\n<p><em>But if an inspector suggests a more thorough inspection, for example, because he or she did not have access to certain areas of the building, at what point can failure to follow the pre-purchase inspector&#8217;s recommendations be characterized as negligence or recklessness on the part of the buyer?<\/em><\/p>\n<p>That&#8217;s what we&#8217;re going to explore here and see the extent of the buyer&#8217;s responsibility and obligation when he receives recommendations from his pre-purchase inspector.<\/p>\n<h2>There are two main trends in case law<\/h2>\n<p>Before going into the details of this case, it is first necessary to explain that there are <em>two lines of case law<\/em> concerning the buyer&#8217;s behaviour in relation to recommendations made by an inspector.<\/p>\n<p><em>One<\/em> very clearly states that the buyer is not obliged to follow the recommendations of a building inspector, while <em>the other<\/em> states that a buyer who disregards the inspector&#8217;s recommendations has no basis for recourse before a judge.<\/p>\n<p>It is possible that these two contradictory trends in case law can be explained by the judge&#8217;s assessment in concreto.<\/p>\n<p>In other words, whether the buyer&#8217;s conduct is imprudent, negligent or reckless seems to depend on the precise factual circumstances of the case.<\/p>\n<h2>Croteau v. D\u00e9silets, 2012 QCCS 171<\/h2>\n<p>For example, in Croteau v. D\u00e9silets, 2012 QCCS 171, the issue was the presence of ferrous ochre.<\/p>\n<p>The defendant (<strong><em>seller<\/em><\/strong>) argued that the buyer had been careless and therefore negligent in not following the recommendations of the pre-purchase inspector, who suggested a more thorough inspection of the drainage system.<\/p>\n<p>The defendant goes even further, claiming that a reasonable buyer would have gone as far as excavating the drain to examine the issue of iron ochre in greater depth.<\/p>\n<p>The judge in this case considered that, <em>firstly<\/em>, it was very hypothetical to claim that the problem with the drainage system could have been discovered by excavating, since it would have been necessary to excavate a site located under the stoop of this house, and therefore to destroy the stoop.<\/p>\n<p><em>The judge went on to say that<\/em> &#8220;the suggestion that a promisor-buyer should, in these circumstances, carry out extensive analyses, including excavating the foundations to determine the condition of the drain, is untenable.<\/p>\n<p>A buyer does not have to excavate the foundations of a two-year-old house or break the concrete slab in the basement to check the condition of the drain, given the presence of iron ochre, which, more importantly, was not a problem either when the house was purchased in 2006 or when the loss occurred in 2008. [63].<\/p>\n<p>This case shows that the factual circumstances have clearly defined the threshold below which the defendant cannot claim negligence.<\/p>\n<p><em>This may also be the case if the inspector was unable to carry out an inspection because he simply could not gain physical access to the area to be examined.<\/em><\/p>\n<h2>Leroux c. Gravano, 2016 QCCA 79<\/h2>\n<p>These are the facts in Leroux v. Gravano, 2016 QCCA 79, where the inspector stated in his report that he was unable to inspect the attic because there was &#8220;no access hatch to the attic. We were unable to check: insulation, ventilation, vapour barrier, roof structure and signs of water ingress.<\/p>\n<p>Before buying a property, it is very important to have it checked. \u00bb [50]. The judge understands this paragraph as the inspector making a finding, that of not having been able to access the attic to find &#8211; or not &#8211; evidence of defects.<\/p>\n<h2>This does not, in itself, constitute proof of a latent defect.<\/h2>\n<p>This is not in itself proof of a latent defect, but simply a statement that it is impossible to prove whether or not a defect exists. In this case too, the buyer was not considered negligent or imprudent.<\/p>\n<p>In these two cases, it seems that the judge did not wish to place an unbearable burden on the buyer, who did not have to undertake any work to carry out a thorough examination of the building, nor was he responsible for the lack of a hatch to access the attic.<\/p>\n<h2>But when is it negligent or imprudent to buy?<\/h2>\n<p><em>Once again, it is the circumstances of the case that will determine whether the buyer&#8217;s behaviour is reckless or negligent.<\/em><\/p>\n<p>For example, in the <a href=\"https:\/\/www.regie-energie.qc.ca\/fr\/participants\/dossiers\/R-4122-2020\/doc\/R-4122-2020-B-0148-Audi-Argu-Autorites-2020_11_10.PDF\">Cistellini c. Jinchereau, 2012 QCCS 1776<\/a>The judge pointed out that &#8220;when the buyer has already called in an expert, the presence of signs indicating a potential defect obliges the expert to carry out a more thorough inspection, failing which the defect will be deemed to be apparent&#8230;&#8221;. [49].<\/p>\n<p>This means that in such a case, the a priori hidden defect becomes apparent in legal terms, and will be considered as such by the judge.<\/p>\n<p>What&#8217;s more, in this case, the inspector himself admitted that buyers could sense that there was a problem with the structure of the home. The inspectors decided to disregard the inspector&#8217;s recommendations, and the Tribunal deemed the defect to be apparent.<\/p>\n<p>Similarly, in the <a href=\"https:\/\/www.canlii.org\/fr\/doctrine\/doc\/2020CanLIIDocs4045#!fragment\/\/BQCwhgziBcwMYgK4DsDWszIQewE4BUBTADwBdoByCgSgBpltTCIBFRQ3AT0otokLC4EbDtyp8BQkAGU8pAELcASgFEAMioBqAQQByAYRW1SYAEbRS2ONWpA\">Parent c. Allard, 2008 QCCQ 1130<\/a>The Court emphasised that the inspection&#8217;s recommendations had been &#8220;purely and simply disregarded&#8221; by the buyer, [41].<\/p>\n<h2>The buyer &#8220;must then find out&#8221;.<\/h2>\n<p>The judge goes on to state that the plaintiff (<strong><em>the buyer<\/em><\/strong>) &#8220;cannot remain passive&#8221; when informed by a building inspector that the building has a [42] problem. This ruling specifies that the buyer &#8220;must then find out the cause of the problems, at the risk of having his claim rejected&#8221; [43].<\/p>\n<p>It is understandable that the Court ruled that the buyer&#8217;s behaviour was therefore below the threshold of reasonableness and was therefore considered imprudent.<\/p>\n<h2><span lang=\"FR-CA\">Conclusion : Sale of property without legal warranty<\/span><\/h2>\n<p>In conclusion, consideration of the buyer&#8217;s behaviour with regard to the recommendations made by the pre-purchase inspector depends largely on the factual framework in which it is set.<\/p>\n<p>In all cases, you can enlist the help of our specialist civil and <a href=\"https:\/\/www.sabbagh.ca\/en\/services\/real-estate-lawyer\/\">property lawyers<\/a>, who will be able to advise you on the best course of action.<\/p>\n<p><strong>NOTE:<\/strong> This article does not constitute legal advice or a legal opinion. It is intended solely to inform readers of certain aspects of the laws governing civil liability in the province of Quebec and in Canada.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying a property without a legal guarantee may seem advantageous, but there are risks involved. Is it really wise to proceed without the advice of a building inspector? Find out more about the implications and tips for navigating this tricky situation.<\/p>\n","protected":false},"author":5,"featured_media":13972,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[228,110],"tags":[259,258,230,208,256,257],"class_list":["post-8814","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-civil-liability","category-real-estate-law","tag-building-inspector","tag-buying-a-building","tag-civil-liability","tag-droit-immobilier-en","tag-legal-guarantee","tag-sale-of-property"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Buying and selling property without a legal warranty: Risks and advice<\/title>\n<meta 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